Dealing with a claim can be difficult to handle at times. Because of this, we encourage our clients to reach out to us before they go straight to their insurance company. This way, we can be sure that you know what to expect.
Q. I've been in an accident - what now?
A. Start by reporting your claim to your insurance carrier. They will need to know specifics on what happened, where and when it occurred, and information regarding the people involved. The more specific you are, the greater chance that things will be taken care of quick and efficient.
Q. I have damage to my property - what now?
A. When regarding home claims, it is oftentimes best to call your agent (i.e. Reed Insurance). We encourage this, because sometimes damage done to homes is less than what your deductible is. For example, if your roof contains hail/wind damage it is best to get it quoted by roofers before going through the claims process. This way, you can know how much your roof repair would be. This forward thinking will prevent you from having to open a claim that may not pay out. While the claim might be $0, it can still count against you.
If you end up needing to file a claim, your insurance carrier will require specifics pertaining to the incident. To make sure that the damage is covered on your policy, check out this blog post by us.
If you just aren't sure about what to do regarding a claim, feel free to reach out to us. Our team is here for you and wants to help. Give us a call at (877) 892-4565 or send us an email at ScottReed@Shop2Insure.com.
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