Adding a Teenage Driver to Auto Policy

When kids reach 16, the first thing they want to do is drive. While this is understandable, it is oftentimes terrifying for parents. The last thing you are thinking about when getting your kid a car and driver's license is the insurance for them. However, this is extremely important as they are such young drivers.

Adding a 16 year old to your current car insurance can be a huge increase. We've noticed that due to this huge increase, parents begin to ask if it is possible to put their child on their own policy. While this sounds like a good idea, it is not feasible. Insurance companies want everyone in the household to be on the same policy. Also, we have found that even when experimenting with this, the rates that have come back for a 16 year old and his/her car comes back way more expensive than simply putting them on their parents' car.

Since these rates can be so high, there is a Good Student Discount that can be added. This is awarded to students that have a 3.0 or higher. Driver Training Discount is awarded when the driver participated in training. (This discount is only offered by a few carriers.) If your child is off at college, they could potentially receive a Student Away Discount. This is given if the student is living 100 miles or more away from home without their car.

If you're thinking about adding a teenager to your policy, the best thing to do is speak with your agent about the next steps. They will assist you in pricing and giving potential discounts. Also, if you are with an independent agent, like us, they will shop your rates with other carriers to get you the best deal. Interested in getting quoted with us? Reach us today via phone (877) 892-4565 or email ScottReed@Shop2Insure.com.

Must Eat Restaurants in Austin

If you have ever been to Austin, you understand how important food is. There is a local restaurant on every corner and oftentimes it is difficult to know which one is worth the stop. (Hint: All of them!) However, we did a little research to see which ones are the most iconic and well-liked. Out of the list, here are our favorites:

1. Threadgills - If you enjoy southern comfort food and a good atmosphere, there is the place. This place has been open since 1933, so as you can imagine there is a lot of character.

2. Dirty Martin's Place - Right by UT's campus, this restaurant is one that every student goes to at least once (or a hundred times). They're known for their yummy burgers and fries, but they also have the best Dr. Pepper in town.

3. Matt's Famous El Rancho - It is almost impossible to go here without there being a long wait for a table. Despite this, it is totally worth the wait! Matt's originally came up with the Bob Armstrong's dip that cannot be beat anywhere else.

4. Scholz Garten - This restaurant is at the middle of German culture, and you will realize this the second you walk in. Not only do people love it, but it is also the oldest restaurant in Austin (1866)!

Be sure to check out this article by Eater Austin for the rest of the must eat restaurants.

Tailgating Tips

Now that football season is finally here, so is tailgating season. Being Texan, it is like a tradition to tailgate pretty much the whole day before the game. It may be hot and sweaty, but we still do it. Because this is such a widespread phenomenon, we decided to do some research on tips and tricks to make for a successful tailgate.

Some of our favorites include:

1. Nothing is worse than cold meat! To fix this problem, use bricks to prop up your dish and put a Sterno can in between them. It will keep your food cold while also being safe.

2, Mason jars! You can serve almost anything in these little containers while also being somewhat decorative.

3. Freeze water bottles in order to keep everyone hydrated as well as ice.


To read the rest of these fun and easy tips, check out this post by Huffington Post.